Well, it is the first week of May 2016. Yes, really. One third of this year has already gone, never to return. It is four months since last Christmas and New Year. There is a competition on the television for Christmas card designs. In the business world next Christmas is the topic of conversation. Can you believe it? Have you achieved all you intended doing in these first months of the year? Are you proud of achieving a 'first' in something? Have you reached the age where you are beginning to wonder where all the time has gone? As children an hour was a day and a month for ever. Now last year seems like only yesterday.